Raymond Rivera | One Stop Multiservice Inc

Raymond Rivera ABR ,SFR

(718) 554-0257

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Real Estate Tips

07SEP

Buy Now, Refinance Later

With the Federal Reserve meeting approaching, prospective home buyers face a critical dilemma: wait for anticipated interest rate cuts or buy today. However, trying to time mortgage rates carries significant financial pitfalls. Postponing a purchase risks triggering intense buyer competition and rising home prices, proving that securing negotiated seller terms today often outweighs waiting for marginal rate relief.

31AUG

30-Year Fixed vs. 5/1 ARM: 2026 Guide

With traditional 30-year fixed mortgage rates hovering around 6.6% to 6.7%, many prospective homebuyers are actively exploring lower-cost financing alternatives. A 5/1 adjustable-rate mortgage offers significant upfront interest savings during the initial five-year period, but it introduces long-term payment uncertainty. Understanding interest rate caps, moving horizons, and future refinancing risks is essential before choosing an adjustable mortgage.

24AUG

The Truth About Price Drops

With roughly one in five active real estate listings currently experiencing a price reduction, savvy buyers face both major opportunities and hidden pitfalls. A slashed price tag does not automatically mean a genuine bargain; it often signals an initial overpricing mistake. Learning how to properly evaluate reduced properties ensures you secure true market value without overpaying.

Atlantic Beach, Nassau County

Atlantic Beach is a city in Nassau County, New York. The city is located at 40°35’20”N and 73°43’44”W. According to the United States Census Bureau, the city’s population was 1,910. According to the last census, the median income for a household in the city was 113,346. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Atlantic Beach statistics.

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Atlantic Beach, Nassau County@New York, New York@Long Beach, Nassau County
/buildings_atlantic_beach_idChIJnwsRyERvwokRtJl0suXpl9Q@/buildings_new_york_idChIJOwg_06VPwokRYv534QaPC8g@/buildings_long_beach_idChIJyYQBQ_ZvwokRY5A746Ftk9M
Atlantic Beach is a city in Nassau County, New York. The city is located at 40°35'20''N and 73°43'44''W. According to the United States Census Bureau, the city's population was 1,910. According to the last census, the median income for a household in the city was 113,346. Please visit the city page on my website and you'll be able to see all real estate data and detailed Atlantic Beach statistics. @New York is a city in New York, New York. The city is located at 40°42'46''N and 74°0'21''W. According to the United States Census Bureau, the city's population was 8,491,079. According to the last census, the median income for a household in the city was 55,752. Please visit the city page on my website and you'll be able to see all real estate data and detailed New York statistics. @Long Beach is a city in Nassau County, New York. The city is located at 40°35'18''N and 73°39'28''W. According to the United States Census Bureau, the city's population was 33,664. According to the last census, the median income for a household in the city was 86,848. Please visit the city page on my website and you'll be able to see all real estate data and detailed Long Beach statistics.

Over 20 Years of Real Estate Expertise

Raymond Rivera ABR ,SFR

One Stop Multiservice Inc.

41-39 54th St Suite 4 Woodside, NY 11377

Email: onestophousing1@aol.com

Phone: (718) 554-0257

Welcome! As your trusted real estate professional specializing in Woodside, Queens, and all five boroughs, I’m here to provide the tools and insights you need to buy or sell property. With over two decades of experience and advanced training in modern real estate strategies, I bring knowledge and resources beyond the ordinary.
Explore my website to discover valuable tools and resources to make your real estate journey seamless and successful.
Feel free to contact me anytime—I’m here to keep you informed about the latest market trends and to answer any questions you may have. I look forward to helping you achieve your real estate goals!

Raymond Rivera, REALTOR®
• General Residential Sales
• Financial Services
• Commercial Sale/Leaseback
• Business Owner/Operator

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